Cybersecurity in 2026: Why the Risks Are Rising—and How to Stay Protected
Financial Education 8 min read Cybersecurity in 2026: Why the Risks Are Rising—and How to Stay Protected Cybercrime is no longer a distant or abstract threat—it is one of the fastest-growing financial risks facing individuals today. In the United States alone, reported cyber-enabled fraud losses reached approximately $21 billion in 2025, according to the Federal […]
College Savings Account Comparison
College Savings Account Comparison A side-by-side comparison of 529 Plans, Taxable Brokerage Accounts, UTMA/UGMA accounts, and Trump Accounts (530A) Advantage Disadvantage Neutral Category 529 Plan Taxable Brokerage (Parent) UTMA / UGMA Trump Account (530A) Best for College savings — primary vehicle Flexible savings with no restrictions; any financial goal Any purpose, no restrictions […]
Trump Accounts (530A)
Trump Accounts (530A) Quick Reference Guide Financial Education 8 min read Trump Accounts (formally 530A accounts) are a new federally created, tax-deferred savings and investment account for children under age 18, established under the One Big Beautiful Bill Act (2025). Think of them as a traditional IRA for minors — with special rules during childhood and full IRA treatment […]
Title: Fiduciaries: What Does It Mean and Why Should I Care?
Financial Education 5 min read Fiduciaries: What Does It Mean and Why Should I Care? When it comes to choosing a financial advisor, an important—but often misunderstood—term is “fiduciary.” At 44 North Capital, we believe you deserve to understand what this means and why it matters when trusting someone to guide your financial future. What […]